Catherine Serafin

Catherine Serafin

Of Counsel


  • Litigation
  • Insurance Coverage
  • Insurance Recovery Group
  • Insurance Recovery

WSG Practice Industries


Lowenstein Sandler LLP
D.C., U.S.A.


A "litigation star" (Benchmark Plaintiff), Cathy has recovered hundreds of millions of dollars in insurance payments over her 30-year career representing policyholders nationwide. She has substantial lead counsel experience in federal and state court trials, mediations, and arbitrations. She also helps policyholders develop and execute strategic prelitigation insurance recovery plans for high-value, complex claims. Her tailored approach to each matter, and focus on practical and creative solutions, helps policyholders efficiently and effectively maximize their insurance assets.

With extensive experience resolving policyholders' complex insurance disputes, Cathy obtains coverage for clients facing liability claims alleging securities fraud, mismanagement, products liability, environmental liability, and defamation, among others. She also assists clients with coverage claims for business interruption losses and theft, and she has significant transactional experience working on deal teams to find solutions to problematic insurance coverage issues.

Cathy represents large corporations, municipalities, individual company officers, and other policyholders facing insurance claim problems under many types of insurance policies, including:

  • Directors and officers
  • Commercial general liability
  • Errors and omissions
  • Primary and pool mortgage insurance
  • First-party property policies and financial institution bonds

Cathy has successfully represented Fortune 100 companies as well as individuals.

The author of numerous articles on insurance and policyholders' rights, Cathy frequently lectures at programs sponsored by the Practising Law Institute, the Risk and Insurance Management Society, Federal Publications, and the American Bar Association, among others.

Bar Admissions

    District of Columbia


Villanova University School of Law (J.D. 1986)
King's College (B.A. 1983), summa cum laude
Areas of Practice

Insurance Coverage | Insurance Recovery | Insurance Recovery Group | Litigation

Professional Career

Significant Accomplishments

Currently representing a Pennsylvania policyholder in a declaratory judgment and bad faith lawsuit in New Jersey federal court for coverage under errors and omissions liability insurance policies in connection with claims alleging misrepresentation in investment advice.

Represented Goodrich Corporation against more than 30 insurance companies in an environmental liability coverage dispute regarding tens of millions of dollars in liabilities. Served as lead counsel in the mediation with the company's carriers, and later shared first-chair trial responsibility against the remaining carriers, eventually obtaining a $42 million verdict that was upheld on appeal.

Represented several Blue Cross Blue Shield entities in litigation to obtain insurance coverage for RICO class actions. Obtained significant rulings about the broad scope of reinsurance discovery. Matter settled formally on the eve of trial.

Represented New Castle County, Delaware, from the pre-complaint stage through the trial and appeals process in an action against two dozen insurance companies regarding coverage for environmental liabilities at the no. 2 and no. 9 National Priorities List (NPL) sites. Successfully negotiated multimillion-dollar settlements with most carriers and obtained a favorable trial verdict against the remaining carrier.

Represented a national home builder in disputes with general liability carriers regarding alleged construction defects. Helped obtain multimillion-dollar settlements without resorting to litigation.

Represented Sun-Times Media Group and a number of its individual directors and officers in an action regarding coverage for securities claims. Helped obtain a favorable forum decision and a ruling requiring the insurers to advance defense costs.

Served as lead counsel in a warehouse theft case involving aircraft "black boxes" for a major aerospace company. Confidential arbitration led to favorable settlements for the client.

Speaking Engagements

Lowenstein Sandler is co-hosting a Cyber Day Seminar with The National Law Journal entitled "Strategies for Managing Cyber Risk and Maximizing Insurance Recoveries." Catherine SerafinCourtney Alvarez; SA Donald L. Cavender, Major Cyber Crime Squad CY5, FBI Washington Field Office; and Charles P. Bellingrath, National Practice Leader: Privacy, Network Security, ARC Excess & Surplus LLC will participate in the panel discussion. The presentation will provide insight from three different perspectives: an FBI expert, an experienced insurance broker, and experienced lawyers who represent policyholders.

You have an insurance claim and management wants a quick but fair resolution with the insurance company. What steps should you take to best position the matter for settlement? What will get your claim resolved more promptly? Are there different strategies to consider for claims in litigation and those not in litigation?

Professional Associations

American Bar Association
  • Section on Litigation
  • Insurance Coverage Litigation Committee
    • Co-Chair, D&O Subcommittee
King's College
  • Board of Directors
  • Chair, Enrollment Management Committee
  • Executive Committee

Professional Activities and Experience

  • Washington, D.C. Super Lawyers - Serafin
  • Benchmark Plaintiff: The Definitive Guide to America's Leading Plaintiff Litigation Firms and Attorneys - Serafin


According to some estimates, by 2020, the internet of things (IoT) will encompass more than 50 billion devices. But as the technology becomes more common, headlines regarding the risks of IoT-enabled products are becoming more frequent, such as reports that Amazon's digital assistant Alexa "misheard" a toddler's inquiry and proceeded to teach him profanity or cases where autonomous cars have been involved in accidents. Manufacturers of consumer goods, such as wearable fitness devices, baby monitors and "smart" appliances, and businesses like power plants and hospitals should be concerned about the risks associated with the use of such technology as well.

In light of increasing liability concerns, policyholders need to examine their existing insurance policies and consider changes that expand or clarify coverage for possible IoT claims.