J. David Dresher

J. David Dresher

Partner

Bradley Arant Boult Cummings, LLP
Alabama, U.S.A.

tel: 205.521.8605
Send an Email

Local Time: 00:00

Profile

Dave Dresher represents banks, mortgage companies, finance companies and other lenders.

He helps lenders in developing contracts, disclosures and security documents, and advises on permissible interest rates, fees and charges. He assists them with federal and state regulatory issues, including TILA, ECOA, Fair Lending, Licensing and CFPB requirements. He assists mortgage companies structure compliant marketing programs with builders and realtors.

Dave has counseled clients on federal and state-law regulatory and compliance issues affecting mortgage lenders for more than 30 years, including TILA, RESPA, ECOA, Fair Lending, Federal and GSE Appraiser Independence Requirements, Flood Insurance, Licensing, Interest Rates and permissible charges, etc. He assists banks and mortgage companies in implementing compensation plans and agreements for their loan originators for compliance with the new LO Compensation Rule from the CFPB.

Bar Admissions

  • Alabama, 1983

Education

  • Cumberland School of Law at Samford University, J.D., 1983, summa cum laude; Cumberland Law Review, Editor-in-Chief, 1983; Curia Honoris
  • Auburn University, B.S., 1977
Areas of Practice

Banking and Financial Services | Commercial Lending | Real Estate | Real Estate Acquisitions and Dispositions | Real Estate Finance and Development | Regulatory Compliance

Blogs

BuildSmart
Bradley Arant Boult Cummings, LLP 

Significant issues can arise during the three phases of the design and construction process. Effective planning, performance and completion are critical to the success of any construction project. So is informed counsel that addresses a variety of business issues, including mergers and...

Family Business Advocates
Bradley Arant Boult Cummings, LLP 

Bradley’s Family Business Advocates Blog is a resource for family business owners and advisors. All business owners must plan ahead, think strategically and manage risk in order for their businesses to thrive. Family business owners must also manage family dynamics in the business, build...

It Pays to Be Covered™
Bradley Arant Boult Cummings, LLP 

Bradley’s It Pays to Be Covered™ Blog discusses insurance law developments and industry trends in property and casualty insurance, including the growing cyber insurance market, coverage for drones, and blockchain exposures. We also address practical risk management strategies of interest to risk...

Patent 213
Bradley Arant Boult Cummings, LLP 

Patent law, like most things in life, is subject to change. Changes to patent laws not only impact investment in your existing IP, but directly shape strategies to protect your freedom to operate. The Patent 213 blog provides up-to-date, insightful analysis of the evolution in the written...

Tennessee Appellate Review
Bradley Arant Boult Cummings, LLP 

A successful appeal depends on counsel’s substantive understanding of appellate rules, procedures, and strategies. The Tennessee Appellate Review blog is a resource for commentary and insights on the latest state and federal appellate news. Join the conversation as we analyze decisions from the...

The Law of Order
Bradley Arant Boult Cummings, LLP 

Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as...

Underwritten
Bradley Arant Boult Cummings, LLP 

Underwritten covers topics related to life, health, disability and long-term care insurance. Our team of experienced attorneys and authors offers insight on the issues insurers face as they seek to serve their policyholders and to mitigate risk. The blog covers significant court decisions,...