Ariel A. Berrios is a Shareholder in the firm’s Commercial Finance Practice Group in Los Angeles. He has extensive experience in the areas of banking, bankruptcy, and commercial law. Mr. Berrios represents clients in a variety of industries including national lending and financial institutions, domestic and international technology-based companies, food retailers, pharmaceutical, and manufacturing companies.

Mr. Berrios has extensive experience in the areas of asset-based lending, cash flow lending, cross-border financing transactions, factoring, acquisition financing, bridge financing, and real estate financing. In addition, Mr. Berrios works on senior secured debt, second lien, mezzanine and unsecured/unsubordinated debt. Mr. Berrios’ practice also includes expertise in forbearance situations, workouts, repossessions and foreclosures, as well as 363 sales. He also advises clients on general corporate transactions such as mergers & acquisitions, corporate restructuring, and various forms of financing.

He is recognized by Chambers USA as a leader in the field of Banking and Finance each year since 2010. Additionally, Mr. Berrios is co-author of “Second Lien Financing and Workouts,” Business Workouts Manual, Chapter 30.

He is fluent in Spanish and Portuguese.

Bar Admissions

• California

Education

• Loyola Law School
• California State University, San Bernardino

Significant Accomplishments

• Represented ABL division of a national bank as administrative agent in the structuring, negotiation, and closing of a $450 million senior secured revolving line of credit facility to a supplier of critical care pharmaceuticals (including biopharmaceuticals and blood products). Loan negotiation included matters relating to a change in control as a result of a substantial investment by a strategic investor.
• Represented ABL division of a national bank as administrative agent in the structuring, negotiation, and closing of a $150 million senior secured revolving line of credit facility to a consumer electronics company which is one of the largest manufacturers of connectivity devices. The facility includes a UK sub-facility as well as in-transit inventory borrowing base.
• Represented a national bank as lender in the structuring, negotiation, and closing of a $30 million secured revolving line of credit and term loan facilities to one of the largest U.S. distributors of Mexican soft drinks and food products. The facilities included collateral located in Mexico.
• Represented the technology finance division of a national bank, as administrative agent in the structuring, negotiation and closing of a $30 million cash flow facility to a leading software provider of enterprise information management software. Representation in this sponsor-backed deal involved the acquisition of the Borrower, UK based collateral and intellectual property collateral.

• Buchalter COVID-19 Client Alert: San Francisco Moves to Lowest COVID Tier in California, Begins Process of Reopening Non-Essential Offices; Other Bay Area Counties Slower to Follow

  By Ariel A. Berrios |November 2020

Additional Articles

• Second Lien Financing and Workouts