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Derek W. Edwards

Derek W. Edwards


Tennessee, U.S.A.

tel: 615 850 8192
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Local Time: Wed. 05:06

The payments processing, financial technology, and financial services world is evolving rapidly, and public and private companies, acquirers, payment processors, financial institutions, ATM operators, and other financial services companies depend on Derek Edwards to answer their needs across the country. For over fifteen years, Derek has advised them on consumer, merchant, and inter-company disputes, as well as defended consumer lawsuits and class-action litigation under financial services legislation, including the following:

Electronic Funds Transfer Act (EFTA), Regulation E
Fair Credit Reporting Act (FCRA)
Fair Debt Collection Practices Act (FDCPA)
Truth in Lending Act (TILA)
Americans with Disabilities Act (ADA)
Telephone Consumer Protection Act (TCPA)
Derek responds as novel legal issues arise. For example, he is a frequent speaker concerning mitigating litigation risk for ATM operations and financial services companies complying with the Americans with Disabilities Act. He has presented at meetings of the ATM Industry Association, including at its annual meeting, and to the Tennessee Bankers Association.

Not only do financial service companies call upon Derek to defend consumer class-action lawsuits, but they also seek his counsel on matters of their day-to-day operations, including contract enforcement, payment disputes, creditor rights, and identity theft concerns. Payment processors, independent service organizations (ISOs), acquirers, and sponsor banks all have sought Derek to defend and prosecute their lawsuits in federal courts across the country. Derek has defended hundreds of inter-company disputes, consumer complaints, and consumer class-actions, from California to Massachusetts, Illinois to Texas, Mississippi to Delaware. He has also obtained multi-million dollar verdicts and settlements for punitive damages for contract interference and competitive injuries.

Clients depend on Derek to be responsive, efficient, creative, and tough. They benefit greatly from his depth of knowledge of financial services legislation and that his time for them is spent crafting solutions, not learning the law.

Bar Admissions



J.D., Vanderbilt University, 2000
B.A., cum laude, Duke University, 1993
Areas of Practice
Professional Career

Professional Associations

Member, Nashville, Tennessee and American Bar Associations
Member, ATM Industry Association
Member, Defense Research Institute (DRI)

Professional Activities and Experience

Attorney, Washington D.C. office of Los Angeles-based firm, Gibson, Dunn & Crutcher, LLP
Lieutenant, United States Navy:
Officer onboard USS Gettysburg, an Aegis guided-missile cruiser, 1993-1997
Served as Navigator, Gunnery Officer and Propulsion Division
Deployed twice to the Persian Gulf and Mediterranean Sea and once to the Baltic Sea.
Piloted USS Gettysburg to and from the Persian Gulf, including two transits through the Suez Canal

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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