Practice Expertise

  • Capital Markets and Securities
  • Asset-Backed Securitization
  • Derivatives
  • Corporate

Areas of Practice

  • Asset-Backed Securitization
  • Capital Markets and Securities
  • Corporate
  • Derivatives
  • FinTech
  • Latin America
  • Private Equity
  • Real Estate Capital Markets
  • Structured Finance and Securitization
  • View More

Profile

John is a seasoned structured finance lawyer who regularly represents issuers, underwriters, lenders, asset managers, rating agencies, credit enhancers and investors in all aspects of privately placed and publicly offered securitization transactions, including fintech and direct lending transactions.

John’s practice covers a broad range of structured finance and securitization products (including asset-backed commercial paper and whole loan purchase facilities) and asset classes, including auto loans, unsecured consumer receivables such as marketplace loans and other fintech assets, credit card receivables, middle market loans and other direct lending products, music royalties and other intellectual property, SBA and other small business loans, agricultural loans, triple net leases, lease-to-own receivables, trade receivables, factoring receivables, equipment loans and leases, insurance broker commissions, commercial and residential mortgages, home equity loans, rental cars and fleet leasing, diversified payment rights, merchant vouchers, covered bonds, premium finance loans, litigation finance loans, repurchase agreements and residual interests in securitizations.

He also has extensive experience in resecuritization and repackaging transactions and in restructuring asset-backed securities (ABS), commercial mortgage backed securities (CMBS) and other structured finance transactions, including structured investment vehicles (SIVs) and extendable commercial paper conduits.

Relevant Experience

  • Represented a non-bank direct lender in a securitization to finance originations of loans to middle market companies.

  • Represent numerous investment funds in purchases and securitizations of loans originated on marketplace lending platforms.

  • Represented the structuring agent and investor in a securitization of revolving consumer loans originated on a fintech platform.

  • Represents issuers, underwriters, financial guarantors and rating agencies in numerous term and warehouse auto loan securitizations.
  • Represents issuers, rating agencies and investors in numerous revolving and term securitizations of credit card receivables.
  • Represents issuers and financial guarantors in numerous equipment lease securitizations.
  • Represented the underwriters in a term securitization of insurance brokerage commissions.
  • Represented the issuer in a structured secured loan facility backed by shipping container leases.
  • Represents originators and rating agencies in various securitizations of structured settlement receivables.
  • Represents originators and investors in various securitizations of lottery prize receivables.
  • Represents lenders and originators in various asset-backed loan facilities to finance portfolios of life settlements.
  • Represented the sponsor in several commercial mortgage backed securitizations (CMBS).
  • Represents sponsors and asset managers in transactions to repackage and resecuritize asset backed and mortgage backed securities.
  • Represented a financial guarantor in a repackaging transaction to finance future policy draw obligations under its guaranty of several distressed CDO securities.
  • Represents originators and lenders in securitizations of trade receivables, including receivables generated by: sales of coal by a mining company, sales of chemicals by chemical companies and sales of advertising by a major media company.
  • Represented bank and independent sponsors of asset-backed commercial paper conduits.
  • Represents originators in mitigating and settling legacy exposure under numerous residential mortgage backed securitizations.
  • Represented a rating agency in Dodd-Frank compliance matters.
  • Represents asset managers and sponsors on Dodd-Frank credit risk retention.
  • Represents strategic and private equity buyers and sellers in the use of securitization as acquisition financing and regarding the structured financing aspects of corporate transactions.

Education
BA, University of Pennsylvania, 1985

Areas of Practice

  • Asset-Backed Securitization
  • Capital Markets and Securities
  • Corporate
  • Derivatives
  • FinTech
  • Latin America
  • Private Equity
  • Real Estate Capital Markets
  • Structured Finance and Securitization

Professional Career



Articles

  • Summary of Key Differences Among PDP Securitizations, RBLs, VPPs, and High Yield Debt, Thomson Reuters Practical Law
  • Oil & Gas Asset-Backed Securitizations, Thomson Reuters Practical Law

Meet our Firms and Professionals

WSG’s member firms include legal, investment banking and accounting experts across industries and on a global scale. We invite you to meet our member firms and professionals.