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Bradley Arant Boult Cummings LLP

Kay K. Bains

Kay K. Bains

Retired Partner


  • Banking and Financial Services
  • Real Estate
  • Natural Resources Litigation

WSG Practice Industries


Kay Bains is a retired partner who represented banks for 30 years, specializing in three areas of critical importance: documenting and negotiating commercial real estate loans, selling distressed assets (both notes and OREO properties), and buying, selling, leasing and developing bank branches, headquarters and operations centers throughout a bank's footprint.
Kay has a thorough understanding of operational and financial aspects of the banking business. She was involved in hundreds of transactions, including:

- over 500 acquisitions of real estate sites for bank use
- over 350 dispositions of bank branches and other bank-owned real estate
- Sale of hundreds of millions of dollars of distressed loans

Bar Admissions

  • Alabama, 1980


  • Cumberland School of Law at Samford University, J.D., 1980, summa cum laude; Law Review, Articles Editor
  • Auburn University, B.A., 1969, magna cum laude; Phi Kappa Phi
Areas of Practice

Banking and Financial Services | Natural Resources Litigation | Real Estate


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