Significant issues can arise during the three phases of the design and construction process. Effective planning, performance and completion are critical to the success of any construction project. So is informed counsel that addresses a variety of business issues, including mergers and acquisitions, environmental and regulatory compliance, labor and employment, and bankruptcy and tax matters. The Bradley Construction team has extensive industry knowledge and experience that allows us to...
Practice Expertise
- Banking and Financial Services
- Real Estate
- Small Dollar and Unsecured Consumer Lending
Areas of Practice
- Banking and Financial Services
- Real Estate
- Small Dollar and Unsecured Consumer Lending
Profile
Kelley Hails focuses her practice on helping banks and other financial institutions with regulatory compliance matters. As part of her regulatory compliance practice, Kelley assists clients in the financial services and mortgage industries as they navigate, implement, and manage compliance with various originating and servicing obligations imposed on them by federal and state regulators, including the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), TILA-RESPA Integrated Disclosure requirements, Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Unfair, Deceptive or Abusive Acts or Practices (UDAAP), and other CFPB and state consumer protection requirements. She regularly advises clients on the application of such laws in connection with day-to-day operations, maintenance or development of policies and procedures, product advertising and development, mock regulatory examination reviews, risk assessments, regulatory examinations, and error correction. Kelley also has experience in a variety of commercial lending transactions.
Kelley is fluent in Spanish and assists clients with matters involving Spanish-language needs.
Bar Admissions
- Alabama, 2012
Education
- Instituto Superior de Derecho y Economía, Madrid, Spain, LL.M., 2013
- University of Alabama School of Law, J.D., 2012
- University of Alabama, B.S., 2009, cum laude
Areas of Practice
- Banking and Financial Services
- Real Estate
- Small Dollar and Unsecured Consumer Lending
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