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Bradley Arant Boult Cummings LLP

Lee Gilley

Partner

Expertise

Banking and Financial Services
Consumer Financial Protection Bureau (CFPB)
Anti-Money Laundering

WSG Practice Industries

Activity

Bradley Arant Boult Cummings LLP
Alabama, U.S.A.

Lee Gilley represents financial institutions, including banks, mortgage companies, debt collectors, small dollar lenders, and payment systems providers (credit cards, debit cards, prepaid cards, mobile payments, etc.) in litigation and regulatory matters related to compliance with the Card Act, ECOA, EFTA, FCRA, FDCPA, GLBA, HPA, RESPA, TILA, TCPA, CFPB regulations, and numerous other state laws and regulations. Lee is a member of Bradley’s Banking and Financial Services Practice Group, as well as the firm’s Payments and Small Dollar & Unsecured Lending industry teams.

Lee advises clients during examinations and investigations conducted by the CFPB, state financial regulators, state attorneys general, the Department of Housing and Urban Development (HUD), the Department of Justice (DOJ), the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve. He has worked with clients to successfully challenge exam findings and, where appropriate, resolve issues through settlement. Lee frequently represents clients in sensitive internal compliance reviews and investigations where he works closely with business, legal, and compliance leaders to identify process issues and develop workable solutions. He routinely advises clients on unique issues associated with Consent Order compliance.

Lee’s work on these high-risk, sensitive matters allows him to interact with top executives in the financial services industry, including chief executive officers, chief financial officers, chief compliance officers and general counsel, as well as senior officials at various regulators. These interactions combined with his experience in examinations, investigations, and bet-the-company matters allow him to provide unique, practical insights regarding regulatory expectations and industry practices that go beyond the words of the legal requirement at issue.

Bar Admissions

Alabama, 2011

Court Admissions

United States District Court, Northern District of Alabama
United States District Court, Middle District of Alabama
United States District Court, Southern District of Alabama
United States District Court, Northern District of Florida

Education

University of Virginia School of Law, J.D., 2011
Vanderbilt University, B.A., 2008, magna cum laude; Executive Board, Vanderbilt Honor Council

Areas of Practice

Professional Career

Articles

Electronic Communications: CFPB Debt Collection Rule Working Session 3 Webinar Recording
Bradley Arant Boult Cummings LLP, November 2020

The debt collection restrictions and requirements in the FDCPA, which was enacted in 1977, have failed to keep up with or even contemplate modern technologies. In particular, as methods and forms of communication have evolved, the industry has had little guidance on how it can utilize newer communication channels such as emails, text messages, or social media. In many cases, the industry has had to grapple with different and often conflicting court interpretations...

Blogs

Declassified
Bradley Arant Boult Cummings LLP

The Declassified blog offers commentary and insights on the latest class action suits, significant class action opinions, relevant changes to laws and rules, and important class action trends. Declassified covers topics ranging from significant Supreme Court and appellate court decisions regarding...

It Pays to Be Covered
Bradley Arant Boult Cummings LLP

Bradley's It Pays to Be Covered Blog discusses insurance law developments and industry trends in property and casualty insurance, including the growing cyber insurance market, coverage for drones, and blockchain exposures. We also address practical risk management strategies of interest to risk...

Online and On Point
Bradley Arant Boult Cummings LLP

A Resource for Privacy Developments and Cybersecurity Risks in an Era of Evolving Technology

Patent 213
Bradley Arant Boult Cummings LLP

Patent law, like most things in life, is subject to change. Changes to patent laws not only impact investment in your existing IP, but directly shape strategies to protect your freedom to operate. The Patent 213 blog provides up-to-date, insightful analysis of the evolution in the written...

The Law of Order
Bradley Arant Boult Cummings LLP

Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as...

Underwritten
Bradley Arant Boult Cummings LLP

Underwritten covers topics related to life, health, disability and long-term care insurance. Our team of experienced attorneys and authors offers insight on the issues insurers face as they seek to serve their policyholders and to mitigate risk. The blog covers significant court decisions,...