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Dykema

Lindsay S. Henry

Lindsay S. Henry

Senior Counsel

Expertise

  • Technology & Outsourcing Transactions
  • Privacy and Data Security
  • Business Services
  • Corporate Finance

WSG Practice Industries

Activity

Dykema
Illinois, U.S.A.

Profile

Lindsay Henry is a senior counsel in Dykema’s Financial Industry Group. Her experience includes counseling state and national banks, fintech companies and a variety of other financial institutions and financial services providers on regulatory issues and compliance, consumer credit transactions, deposit products, bank mergers and acquisitions, licensing, regulatory applications, technology contracting, payment processing, fair lending and privacy matters, digital banking, mortgage lending and servicing, stored value products and marketplace lending arrangements.

Lindsay has advised clients on outsourcing, vendor and client services agreements and developing vendor management programs; treasury management and payment processing arrangements; interest and usury; and the permissibility and structure of new activities and investments. She works with banks and fintech companies to structure marketplace lending relationships, including conducting due diligence reviews; drafting and negotiating loan program agreements, loan purchase and participation agreements, and marketing and servicing agreements; analysis of state licensing requirements; and preparing customer-facing documentation and disclosures. She regularly works with banks and other financial companies to draft and structure consumer loan documentation and disclosures, solutions to specialized mortgage loans and delinquency workouts, and regulatory policies and procedures to direct future compliance.

Prior to her legal career, Lindsay worked as a bank examiner at the Federal Reserve Bank of Chicago, analyzing the regulatory compliance of large banking organizations and non-bank subsidiaries.

Bar Admissions

Illinois

Education

Saint Louis University School of Law, J.D., 2008
  • Staff Editor, Saint Louis University Law Journal
University of Richmond, B.A., cum laude, 2005
Areas of Practice

Business Services | Corporate Finance | Privacy and Data Security | Technology & Outsourcing Transactions

Articles

Illinois Passes Bill Prohibiting Lenders From Charging More Than 36% APR on Consumer Loans
Dykema, January 2021

On January 13, the Illinois legislature unanimously passed the Predatory Loan Prevention Act (SB 1792) (“PLPA”), which would prohibit lenders from charging more than 36% APR on consumer loans. Specifically, the PLPA would apply to any non-commercial loan made to a consumer in Illinois, including closed-end and open-end credit, retail installment sales contracts, and motor vehicle retail installment sales contracts...

Illinois Suspension of Consumer Debt Collection Measures Takes Effect
Dykema, April 2020

In the face of the COVID-19 pandemic, Governor J.B. Pritzker has provided relief to Illinois consumers’ pocketbooks. On April 14, 2020, the Governor issued Executive Order in Response to COVID-19 No. 23 (“Executive Order 23”). The stated purpose of Executive Order 23 is to ensure that Illinois residents have funds for essential items such as food, medicine, housing, and transportation by temporarily suspending certain consumer debt collection measures...

Considerations for Financial Institutions Regarding Security Procedures for a Remote Workforce
Dykema, March 2020

We regularly work with financial institutions to navigate the challenges of implementing, maintaining, and using security procedures for commercial customers’ use of treasury management services. Security procedures are an integral part of the relationship between the financial institution and its commercial customers...

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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