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Mamo TCV Advocates

Michael Costanzi

Michael Costanzi

Of Counsel


  • Banking & Finance
  • Corporate & Commercial
  • Investment Services & Funds

WSG Practice Industries



Michael Borg Costanzi took up early retirement from Bank of Valletta p.l.c. after a career of 35 years, with effect from the 1 April 2015, and joined Mamo TCV Advocates at the beginning of August 2015, within the Firm's Corporate and Banking Department. During the 35 years spent at Bank of Valletta, Michael headed the Bank's legal office from 2001 and was appointed as a member of the Bank's Executive Committee in 2005. From 2008, he sat on the Bank's Compliance and Risk Management Committees. In the relatively short period with the Firm, as a member of the Corporate and Banking Department, Michael has advised international clients on the local banking-related regulatory landscape and on various other aspects of corporate and financial services legislation.

Bar Admissions

  • Admitted to the Maltese Bar, Superior Courts of Malta (1994)


  • Doctor of Laws (1993, University of Malta)
Areas of Practice

Banking & Finance | Banking and Finance | Corporate & Commercial | Corporate and Commercial | Investment Services & Funds | Investment Services and Funds

Professional Career

Significant Accomplishments

  • Counsel to a multijurisdictional group of companies on the local security aspects of a bank refinancing transaction.
  • Counsel to a multijurisdictional group of companies in connection with notification to the Regulator of a transfer of the ultimate beneficial ownership of a locally regulated entity involved in the Trust business.
  • Advice to a foreign bank doing business in Malta in connection with letters of credit and documentation related thereto (including pledge agreements).
  • Advice to a multijurisdictional bank in connection with the regulatory regime for banking services in Malta.
  • Advice to a local bank on security aspects of a lending transaction.

Professional Associations

  • Malta Chamber of Advocates

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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