Verrill

Misti understands that employee benefits and executive compensation law can be complicated. She values practical advice and using short sentences to answer complex questions. She listens carefully and provides clear advice that busy clients can follow, with attention to a client's particular situation and culture.

Misti is involved in all aspects of counseling employers on benefits and compensation matters, from assisting with overall strategy and design to the more nuts-and-bolts tasks of drafting and advising on day-to-day compliance matters. A significant part of her work is devoted to health and welfare benefit plans, including compliance with the Internal Revenue Code, ERISA, the ACA, COBRA, and HIPAA. She regularly prepares retirement and health and welfare plan documents and participant communications, and negotiates complex services agreements. She helps employers correct plan compliance issues and has experience filing plan determination letters with the IRS. Misti advises clients on benefit plans in mergers and acquisitions, compliance with privacy and data security laws (including HITECH and state laws), and calculating fringe benefit credits under prevailing wage laws (including the Davis-Bacon Act). She has particular knowledge in health care reform legislation, benefit plans sponsored by religious employers, multiple employer welfare arrangements (MEWAs), and consumer-driven health plan designs such as high-deductible health plans and health savings accounts (HSAs).

Misti has presented numerous seminars on health care reform and edits and writes articles for Verrill's employee benefits and executive compensation blog, Benefits Law Update.

Misti, a native of Maine, grew up in an unorganized territory on Moosehead Lake. She lived and worked in New York City and Hartford before settling in the Portland area.

Bar Admissions

• Maine

Court Admissions

• U.S. District Court for the District of Maine

Education

• University of Connecticut School of Law (J.D., With Honors)
• Yale University (B.A.)
• Phillips Exeter Academy