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Misti D. Munster

Misti D. Munster


Maine, U.S.A.

tel: (207) 774 4000
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Local Time: Sun. 14:01


Misti understands that employee benefits and executive compensation law can be complicated. She values practical advice and using short sentences to answer complex questions. She listens carefully and provides clear advice that busy clients can follow, with attention to a client's particular situation and culture.

Misti is involved in all aspects of counseling employers on benefits and compensation matters, from assisting with overall strategy and design to the more nuts-and-bolts tasks of drafting and advising on day-to-day compliance matters. A significant part of her work is devoted to health and welfare benefit plans, including compliance with the Internal Revenue Code, ERISA, the ACA, COBRA, and HIPAA. She regularly prepares retirement and health and welfare plan documents and participant communications, and negotiates complex services agreements. She helps employers correct plan compliance issues and has experience filing plan determination letters with the IRS. Misti advises clients on benefit plans in mergers and acquisitions, compliance with privacy and data security laws (including HITECH and state laws), and calculating fringe benefit credits under prevailing wage laws (including the Davis-Bacon Act). She has particular knowledge in health care reform legislation, benefit plans sponsored by religious employers, multiple employer welfare arrangements (MEWAs), and consumer-driven health plan designs such as high-deductible health plans and health savings accounts (HSAs).

Misti has presented numerous seminars on health care reform and edits and writes articles for Verrill's employee benefits and executive compensation blog, Benefits Law Update.

Misti, a native of Maine, grew up in an unorganized territory on Moosehead Lake. She lived and worked in New York City and Hartford before settling in the Portland area.

Bar Admissions

  • Maine

Court Admissions
  • U.S. District Court for the District of Maine


  • University of Connecticut School of Law (J.D., With Honors)
  • Yale University (B.A.)
  • Phillips Exeter Academy
Areas of Practice
Professional Career

Professional Associations

  • Maine State Bar Association
  • New England Employee Benefits Council
  • Maine Employee Benefits Council


Understanding the Impact of Health Care Reform on Employers
An Update on Federal Health Care Reform"
2013 Annual Employment Law Update
Health Care Reform - Do I Know Everything I Really Need to Know?: Impact to Employers and Employees

Professional Activities and Experience

  • Selected by peers for inclusion in New England Super Lawyers© under Employee Benefits
  • Received Katahdin Counsel Recognition for pro bono efforts (2017)

To learn more about third-party ratings and rankings, and the selection processes used for inclusion, click here.


Benefits Law Update

Welcome to the Verrill Dana Employee Benefits and Executive Compensation Group blog. Members of the Group use this space to provide timely updates and commentary on developments in law affecting employee benefit plans and executive compensation arrangements. We intend this blog to serve as a...

Taking Care of HR Business

In the words of Bob Dylan: "the times they are a-changin." For anyone who deals with labor and employment issues in the workplace, Dylan's words are particularly true. Human resource professionals, supervisors, and company executives face a constantly changing and evolving legal landscape. ...

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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