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Paivi Toivari

Paivi Toivari



  • Banking and Finance
  • Private Equity
  • Capital Markets and Securities

WSG Practice Industries



WSG Leadership

WSG in Europe Group
WSG Main Group
Banking & Finance Group

Paivi Toivari represents clients in the areas of banking and finance, capital markets and private equity. Her areas of specialisation include acquisition finance, corporate lending, structured financing arrangements, debt issuance and derivatives. She also has experience in internet banking and payment transaction services. Prior to joining Krogerus, she worked as a legal counsel at Nordea Bank.


Master of Laws, University of Helsinki (1998)
Areas of Practice

Banking and Finance | Capital Markets | Capital Markets and Securities | Private Equity

Professional Career

Significant Accomplishments

Chambers Global 2015 (Banking & Finance): "She is the team's most prominent practitioner and is described by sources as 'sensible, knowledgeable and strong technically' "

Chambers Global 2014 (Banking & Finance): "Practice head Päivi Toivari is widely regarded as one of the most active and respected lawyers in the field"

Chambers Global 2013 (Banking and Finance): “Clients single out department head Päivi Toivari as one of the prominent figures in Finnish banking and finance. She is respected as someone who ‘takes care of her client very well and sees the whole picture.’ Another source adds: ‘She is very sharp, punctual and conscious of the quality and cost issues.’ ”

Chambers Global 2012 (Banking and Finance): “professional, structured and focused” and “always keeps her promises”; 2011: “open-minded, straightforward and efficient” and “She has brilliant expertise in finance and banks really like working with her”

Listed as a leading lawyer Chambers Global 2011 (Banking and Finance)

Chambers Europe 2013 (Banking and Finance): “She is respected as someone who 'takes care of her client very well and sees the whole picture.' Another source adds: 'She is very sharp, punctual and conscious of the quality and cost issues.'”

Chambers Europe 2012 (Banking and Finance): “She also wins plaudits for her ‘professional, structured and focused’ advice and ‘always keeps her promises,’ say clients”

Legal 500 (EMEA) 2014 (Banking and Finance): Ranked as a Leading Individual. “‘Very fine lawyer’ Päivi Toivari co-heads the department, which benefits from strong ties with Nordic private equity firms and real estate funds.”

Legal 500 (EMEA) 2014 (Capital Markets): “Päivi Toivari is noted for her debt capital markets, derivatives and financial regulatory expertise.”

Legal 500 (EMEA) 2013 (Banking and Finance): Listed as a Leading Lawyer. “one of Finland's best financial lawyers”

Legal 500 (EMEA) 2011 (Banking and Finance): “talented”

IFLR1000 2015: Listed as a leading banking and finance lawyer. "The team’s – and especially partner Päivi Toivari’s – knowledge and understanding of the capital markets are what stand out most for clients. 'I must say that team Krogerus provided suggestions that were very helpful – critical in some areas,' says one banking client."

IFLR1000 2014: "Practice head Päivi Toivari draws a lot of praise and is described by one international partner as 'diligent, hard-working and knowledgeable'. A banking in-house counsel says: '[She is] very good a pointing out the main issue, the real concerns, and then getting the process going forward smoothly. She's a very good negotiator and knows which points are important and which we can skip or not take so seriously'"

IFLR1000 2013 (Banking): Päivi Toivari “knows very well the expectations, she is very pragmatic and it is very easy to work with her… we are very satisfied with Krogerus”.

Listed in the 2009, 2010, 2011, 2012, 2013, 2014 and 2015 editions of Best Lawyers (Banking and Finance Law)

Winner in Finland for Best Lawyers® Finance “Lawyer of the Year” for 2012

Professional Associations

Finnish Bar Association
International Project Finance Association
International Bar Association

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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