As former in-house counsel at one of the world’s leading technology companies, Rachael possesses an understanding of client needs from both legal and business perspectives.  She has firsthand knowledge of regulatory and enforcement trends that impact a variety of fintech products and services.

Relevant Experience

• Represented investment bank in a first-of-its-kind financing transaction involving collateral originated on blockchain.
• Assisted digital bank with the development and launch of the first-ever bitcoin rewards checking account.
• Prepared agreements, terms, and disclosures for loans, credit cards, rewards and incentives programs, and other financial products.
• Assisted clients with obtaining and maintaining licenses required to conduct consumer and commercial lending and servicing activities.
• Advised financial service providers in developing compliant business practices involving the use of consumer data and consumer financial information.
• Performed regulatory compliance due diligence in connection with investments and acquisitions related to financial products.

Education
BA, University of Virginia, 2010

• Expert Analysis: FDIC Action Suggests New Focus On Bank TCPA Violations, Law360
• Trends From CFPB’s Unwavering Focus on Fair Lending, Law360
• Class Action Litigation Trends Warn of Renewed Focus on Overdraft Practices, The Banking Law Journal
• Expert Analysis: What To Expect From CFPB's Overdraft Rule Review, Law360
• Expert Analysis: Business-Purpose Mortgage Loans Face New Scrutiny In Fla., Law360
• Mitigating FCRA Risks in the COVID-19 World, Pratt’s Journal of Bankruptcy Law