Creditor Protection—a new vortal 

July, 2022 - Jan Ciecwierz, Adam Studzinski, Wardynski & Partners

With creditors in mind, we have launched anew special-interest service on our website,Creditor Protection, devoted entirely to what creditors can dowhen debtors unlawfully evade payment of their debts or performance of other obligations.

The longer you keep someone else’s money, the more you consider it yours, the harder it is to part with it, and the more you hate the person you have to repay it to.

Unfortunately, this aphorism perfectly reflects the situation in Poland. For the last 20 years, we have dealt with cases of creditors affected by various forms of disloyalty or even dishonesty on the part of debtors. And we can now state with conviction that creditors in Poland are in the worst situation in years. We are not alone in this view: similar conclusions can be drawn from areport last year fromPolish Confederation LewiatanNote, the link will open in a new windowand areport this year by thePolish Bank AssociationNote, the link will open in a new window. Debtors have fewer and fewer scruples about evading their obligations, and even exhibit aggressive behaviour towards creditors.

With creditors in mind, based on our many years of experience, observations and thoughts, we are launching avortal (special-interest portal) on the In Principle website, presenting legal instruments useful in the fight against dishonest debtors.

We devote much space tofraudulent transfer claims against third parties, abasic instrument for creditor protection when debtors strip out their assets.

We write about how toprotect the real performance of acontractwhen threatened by adebtor’s subterfuge.

We discuss additional civil andcriminalcreditor protection instruments, including the ability toseek damagesfrom accomplices, abettors, and persons who knowingly benefited from the injury to the creditor.

We explain why and how acreditor should get involved ininheritance casesinvolving debtors.We write aboutinterim relief and enforcement.

We also publishinterviews with private investigatorswho help to identify and locate assets concealed by debtors and withexperts in other fieldswhose insights may be useful to creditors.

We invite you to visit the vortal at


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