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Bradley Arant Boult Cummings LLP

Heather Howell Wright

Heather Howell Wright

Partner

Expertise

  • Banking and Financial Services
  • Affordable Housing and Community Development
  • Cannabis

WSG Practice Industries

Activity

Profile

Heather Wright helps financial institutions identify operational risks and determine business solutions to mitigate those risks. She provides regulatory and compliance advice and manages litigation for financial institutions regarding compliance with, and alleged violations of, security agreements and other contracts as well as lending and consumer finance statutes and regulations -- particularly in matters involving property insurance and flood insurance.

Heather also advises clients regarding risk management through insurance, including litigation of coverage issues when necessary.  She helps policyholders maximize insurance recovery under a variety of commercial insurance policies such as property, general liability, professional liability, directors and officers, and commercial auto policies. In addition, she represents commercial property owners, commercial property managers and general contractors in the negotiation of insurance provisions in commercial sales contracts, leases, management agreements and construction contracts.

Bar Admissions

  • Tennessee, 2011
  • North Carolina, 2002

Court Admissions
  • United States Court of Appeals, 4th Circuit
  • United States Court of Appeals, 6th Circuit
  • United States Court of Appeals, 9th Circuit
  • United States District Court, Middle District of North Carolina
  • United States District Court, Western District of North Carolina
  • United States District Court, Eastern District of Tennessee
  • United States District Court, Middle District of Tennessee
  • United States District Court, Western District of Tennessee

Education

  • Wake Forest University School of Law, J.D., 2002, cum laude; Order of the Coif; Executive Editor, Wake Forest Law Review; Wake Forest Moot Court Board
  • Sewanee: The University of the South, B.A., 1993
Areas of Practice

Affordable Housing and Community Development | Banking and Financial Services | Cannabis | Financial Services Litigation | Financial Services Litigaton | Litigation | Policyholder Insurance Coverage

Articles

Insurance Services Organization Revises Policy Forms to Address Cannabis
Bradley Arant Boult Cummings LLP, October 2019

The Insurance Services Office, Inc. (ISO), which develops standard insurance policy forms for use by insurers, recently released its first cannabis-related endorsements (Cannabis Endorsements) to the businessowner policy form. This new release provides five cannabis exclusion endorsements; two of the endorsements change property coverage for cannabis, and the other three endorsements change liability coverage for cannabis...

Regulators Release Updated Examination Procedures for Acceptance of Private Flood Insurance
Bradley Arant Boult Cummings LLP, October 2019

  The final rule promulgated by the Board of Governors of the Federal Reserve (Federal Reserve), the Farm Credit Administration, the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration, and the Office of the Comptroller of the Currency (OCC) went into effect on July 1, 2019, to implement the portion of the Biggert-Waters Flood Insurance Reform Act mandating regulated lending institutions to accept private flood insurance policies...

Blogs

It Pays to Be Covered
Bradley Arant Boult Cummings LLP 

Bradley's It Pays to Be Covered Blog discusses insurance law developments and industry trends in property and casualty insurance, including the growing cyber insurance market, coverage for drones, and blockchain exposures. We also address practical risk management strategies of interest to risk...

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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