Bradley Arant Boult Cummings, LLP

Jason Bushby provides regulatory compliance, enforcement, and litigation assistance to a range of financial services clients across the country.

On the compliance and enforcement side, Jason assists numerous clients as they bring their operations into compliance with various obligations imposed on them by the Consumer Financial Protection Bureau (CFPB), including the Mortgage Servicing Final Rules in Regulations X and Z and the TILA-RESPA Integrated Disclosure Rule. He also advises clients on compliance matters related to a host of federal and state regulations, including TILA, RESPA, FCRA, and the Equal Credit Opportunity Act (ECOA). Jason has advised some of the nation’s largest financial institutions in all aspects of their CFPB examinations. His work in this area includes conducting risk assessments, managing and responding to information requests, self-disclosing issues to the CFPB, working with examiners during on-site reviews, and responding to Proposed Action and Request for Response (PARR) letters and other examination reports. Jason also defends financial institutions in investigations and enforcement actions initiated by the CFPB and other regulators.

On the litigation side, Jason represents financial services clients in civil litigation throughout the country. Jason has represented companies involved in a wide array of state, federal, and statutory law claims, including claims related to the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), and the Real Estate Settlement Procedures Act (RESPA).

Jason serves as counsel to the American Bankers Association and general counsel to the Alabama Consumer Finance Association.

Bar Admissions

• Alabama, 2006
• Mississippi, 2007
• Florida, 2011
• Texas, 2012
• Oklahoma, 2013
• Kentucky

• United States Court of Appeals, 5th Circuit
• United States Court of Appeals, 6th Circuit
• United States District Court, Northern District of Alabama
• United States District Court, Middle District of Alabama
• United States District Court, Southern District of Alabama
• United States District Court, Northern District of Florida
• United States District Court, Middle District of Florida
• United States District Court, Southern District of Florida
• United States District Court, Eastern District of Kentucky
• United States District Court, Northern District of Mississippi
• United States District Court, Southern District of Mississippi
• United States District Court, Western District of Tennessee
• United States District Court, Northern District of Texas
• United States District Court, Eastern District of Texas
• United States District Court, Southern District of Texas
• United States District Court, Western District of Texas
• United States District Court, Northern District of Oklahoma
• United States District Court, Eastern District of Oklahoma
• United States District Court, Western District of Oklahoma

Education

• University of Mississippi School of Law, J.D., 2006, magna cum laude; Mississippi Law Journal, Associate Notes & Comments Editor; Phi Kappa Phi
• University of Mississippi, B.B.A., 2003, cum laude