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Bradley Arant Boult Cummings LLP

Kelley J. Hails

Kelley J. Hails



  • Banking and Financial Services
  • Real Estate
  • Small Dollar and Unsecured Consumer Lending

WSG Practice Industries



Kelley Hails focuses her practice on helping banks and other financial institutions with regulatory compliance matters. As part of her regulatory compliance practice, Kelley assists clients in the financial services and mortgage industries as they navigate, implement, and manage compliance with various originating and servicing obligations imposed on them by federal and state regulators, including the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), TILA-RESPA Integrated Disclosure requirements, Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Unfair, Deceptive or Abusive Acts or Practices (UDAAP), and other CFPB and state consumer protection requirements. She regularly advises clients on the application of such laws in connection with day-to-day operations, maintenance or development of policies and procedures, product advertising and development, mock regulatory examination reviews, risk assessments, regulatory examinations, and error correction. Kelley also has experience in a variety of commercial lending transactions.

Kelley is fluent in Spanish and assists clients with matters involving Spanish-language needs.

Bar Admissions

  • Alabama, 2012


  • Instituto Superior de Derecho y Economía, Madrid, Spain, LL.M., 2013
  • University of Alabama School of Law, J.D., 2012
  • University of Alabama, B.S., 2009, cum laude
Areas of Practice

Banking and Financial Services | Real Estate | Small Dollar and Unsecured Consumer Lending


Bradley Arant Boult Cummings LLP 

Significant issues can arise during the three phases of the design and construction process. Effective planning, performance and completion are critical to the success of any construction project. So is informed counsel that addresses a variety of business issues, including mergers and...

The Law of Order
Bradley Arant Boult Cummings LLP 

Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as...

WSG's members are independent firms and are not affiliated in the joint practice of professional services. Each member exercises its own individual judgments on all client matters.

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