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Bradley Arant Boult Cummings LLP

R. Aaron Chastain

R. Aaron Chastain



  • Banking and Financial Services
  • Appellate
  • Financial Services Litigation

WSG Practice Industries



Aaron Chastain represents financial services institutions, healthcare companies, and other businesses in a broad range of litigation and compliance-related matters. Aaron has advised student loan and mortgage loan originators and servicers in complying with the complex universe of regulation and state lien laws, as well as in handling finance-related litigation, such as claims for violations of the Fair Debt Collection Practices Act (FDCPA), wrongful foreclosure, violations of the Truth in Lending Act (TILA), and violations of the Real Estate Settlement Procedures Act (RESPA). He has specific experience advising clients in the realms of student and mortgage lending, servicing, and operations.

Aaron has litigated cases in both federal and state courts in a wide range of venues, including courts in Alabama, Florida, Georgia, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Oklahoma, Utah, Virginia and Wisconsin, and the United States Courts of Appeals for the Fifth, Sixth, Seventh, Ninth, Tenth and Eleventh Circuits. He has tried multiple cases to a verdict as lead counsel managed discovery in complex multi-party litigation, led settlement discussions for matters involving tens of millions of dollars, and has had primary responsibility for drafting his clients’ appellate briefs in hundreds of cases. He has presented oral arguments in multiple appellate courts, including the U.S. Courts of Appeal for the Seventh and Ninth Circuits.

In working with his clients, Aaron strives to provide sensible and practical advice from a business standpoint. He understands that both compliance and litigation require perspective: Some cases are worth fighting for every square inch of ground, while others are not. Aaron always tries to work with his clients to understand the broader context for each issue and come to an understanding about the best approach to resolving it. He finds that helping his clients solve problems – which may be winning a big case or may just be implementing a new internal process designed to avoid significant problems down the road – is the most rewarding part of his practice.

Bar Admissions

  • Alabama, 2010

Court Admissions
  • United States Court of Appeals, 5th Circuit
  • United States Court of Appeals, 6th Circuit
  • United States Court of Appeals, 7th Circuit
  • United States Court of Appeals, 9th Circuit
  • United States Court of Appeals, 10th Circuit
  • United States Court of Appeals, 11th Circuit
  • Supreme Court of Alabama
  • United States District Court, Middle District of Alabama
  • United States District Court, Northern District of Alabama
  • United States District Court, Southern District of Alabama
  • United States District Court, Northern District of Florida


  • Vanderbilt University Law School, J.D., 2010, Order of the Coif; Senior Notes Editor, Vanderbilt Law Review, 2009-2010; Managing Associate Justice, Moot Court Board, 2009-2010
  • Auburn University, B.A., 2007, summa cum laude, University Honors Scholar
Areas of Practice

Appellate | Banking and Financial Services | Financial Services Litigation | Financial Services Litigaton | Litigation | Student Loan Services | Title Insurance Claims and Title Defect Curative


The CARES Act at Six Months: What’s Ahead for the Mortgage Industry
Bradley Arant Boult Cummings LLP, November 2020

The CARES Act provided historic, temporary relief to mortgage holders facing Covid-19-related financial troubles. R. Aaron Chastain, partner at Bradley Arant Boult Cummings LLP, looks at where mortgage lenders and servicers stand as the pandemic continues and federal agencies and state governments continue to adjust compliance requirements and rules...


Bradley Arant Boult Cummings LLP 

The Declassified blog offers commentary and insights on the latest class action suits, significant class action opinions, relevant changes to laws and rules, and important class action trends. Declassified covers topics ranging from significant Supreme Court and appellate court decisions regarding...

The Law of Order
Bradley Arant Boult Cummings LLP 

Bradley’s The Law of Order blog serves as a general parliamentary procedure resource, providing information about creation and revision of governing documents (constitutions, bylaws, or rules), application of Robert’s Rules of Order and other procedural authorities in a variety of contexts (such as...

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