Practice Expertise

  • Commercial Finance

Areas of Practice

  • Commercial Finance

WSG Practice Industries


Robert A. Willner is a Shareholder in the firm’s Commercial Finance Practice Group and Chair of the Leveraged ESOP Finance Practice Group. Robert provides practical, business oriented, legal advice to his clients on how to best structure, document, and manage their commercial lending transactions. Robert’s practice covers a broad spectrum of middle-market, senior and second lien lending, including asset-based lending, cash flow lending, leveraged ESOP finance, lender finance, fund finance (including capital call and subscription facilities, and NAV and hybrid loans), FCC License finance, unitranche finance, acquisition finance, dividend recaps, aircraft finance, tech finance, healthcare finance, cross-border transactions (Mexico, Canada, Europe, Asia), equipment leasing, debtor-in-possession financing, trade finance, and factoring. In addition, Robert also handles problem loan workouts and restructurings, liquidations and foreclosures. His clients include commercial banks, alternative lenders, commercial finance companies, equipment leasing companies, factors, and other financial institutions.

He is recognized by Chambers USA as a leader in the field of Banking & Finance, and is a frequent lecturer on issues related to commercial finance.

Bar Admissions

  • California


  • Loyola Law School
  • University of California, Los Angeles

Areas of Practice

  • Commercial Finance

Professional Career

Significant Accomplishments
<ul><li>Represented senior lender in $14,000,000 lender finance line of credit.</li><li>Represented senior lender in $40,000,000 subscription line of credit to Cayman Islands debt fund, secured by an assignment of capital call rights from sole limited partner.</li><li>Represented senior lender in $50,000,000 subscription line of credit to debt fund, secured by an assignment of capital call rights</li><li>Represented the administrative agent and collateral agent in a $275,000,000 multi-lender, formula-based revolving credit and term loan facility to an investment bank/factor of investment grade receivables.</li><li>Represented senior lender in $90,000,000 leveraged ESOP facilities, with $20,000,000 accordion, consisting of non-formula revolver, term loan, and day loan, to multi-state petroleum distributor.</li><li>Represented agent bank in $80,000,000 subscription line of credit, secured by an assignment of capital call rights.</li><li>Represented senior lender in $80,000,000 unsecured revolving line of credit with $50,000,000 accordion to leading manufacturer of dry freight vans, refrigerated vans and flatbeds.</li><li>Represented senior lender in $38,000,000 commitments consisting of a formula line of credit and cash flow term loan for a manufacturer of power-driven hand tools.</li><li>Represented first out lender in private equity-backed, unitranche credit facilities consisting of $27,000,000 first out commitments (non-formula line of credit and capex facility) to the leading provider of essential HVAC services in the Southwest market.</li><li>Represented C&I lender in $25,000,000 non-formula line of credit with $5,000,000 accordion to ESOP-owned pallet rack and steel tube manufacturer.</li><li>Represented senior lender in $15,000,000 senior commitments consisting of a formula line of credit and acquisition term loan, for a company specializing in the sale and installation of high-end motorized and manual window coverings.</li><li>Represented asset-based lender in $10,000,000 formula line of credit with cross-border component (Mexico) to a trade services company.</li><li>Represented asset-based lender in $14,000,000 lender finance commitments, consisting of equipment lease vendor-prefunding and rediscount lines of credit.</li><li>Represented senior lender in $20,000,000 mortgage warehouse line of credit to mortgage originator.</li><li>Represented equipment lessor in negotiating its rediscount agreements with its multiple funding sources.</li><li>Represented lender in financing the purchase of a corporate aircraft, secured by the aircraft.</li></ul>


Additional Articles
  • Financing the Leveraged ESOP: Opportunities for Commercial Lenders Hidden in Plain Sight
  • Trusts as Loan Parties (Borrower, Guarantor, and Subordinated Creditor)
  • When a Loan Party is a Family Trust
  • Mandatory Arbitration Agreement Held Unenforceable Under California Law
  • The Pre-Workout Agreement: What it is. Why you want it. What’s in it.
  • Chapter 6-“Equipment Leasing”
  • Financing The Copyright Licensee
  • Equipment Leasing
  • Just How Negative Toward the Negative Pickup can a Court Get?
  • Just How Negative Toward the Negative Pickup Can a Court Get?
  • Pre-Workout Agreements: Minimizing Lender Liability
  • The Pre-Workout Agreement: Still the Best Practice

Meet our Firms and Professionals

WSG’s member firms include legal, investment banking and accounting experts across industries and on a global scale. We invite you to meet our member firms and professionals.